Chris Hynes has been helping families successfully plan for higher education costs for over twelve years. During that time, Hynes has shown countless families with significant net worth how to lower Expected Family Contribution (EFC) and qualify for need-based aid. Additionally, he has helped families calculate the least costly ways to pay for school. With many private colleges costing over a quarter of a million dollars in total, an increasing number of families have come to Hynes for his proven strategies and unique product solutions to minimize this expense.
Even those clients who cannot qualify for need-based financial aid still want to use the "cheapest" dollars to pay for school. In the context of longer-term education planning, this might include a review of 529 college savings plans, Educational IRAs or "over-funded" life insurance. For those clients confronted with a shorter time window in which to plan, Hynes can help analyze various public and private loan options, including the prudence of utilizing home equity.